In the wake of the economic downturn, many employers are limiting their employees' hours and benefits in order to stay afloat. Faced with low incomes and difficult financial situations, many people are opting to go into business for themselves. They need access to capital in order to make new ventures and existing businesses succeed.
With every $11 this Grassroots campaign raises, ACCION San Diego can establish a fund for a loan for a small business, with matching donations up to $2,500 by Torrey Pines Bank. The loans, which range from $300 to $35,000, empower entrepreneurs to jump-start their businesses and build positive credit histories. Business owners can choose to apply their loans where it will most help their business, such as by increasing inventory or purchasing equipment and materials.
All donations will be matched up to a $2,500 total by Torrey Pines Bank. You can follow the progress of this and other Grassroots campaigns at the Groupon Grassroots website.
ACCION San Diego aims to increase income and access to jobs for self-employed men and women. It provides small businesses with microloans that range from $300 to $35,000, which can fund necessities to stabilize growth and help build good credit. In 2011, ACCION presented 98 small businesses with $1.1 million in loans, and continues to focus on helping individuals who do not have access to traditional financing. ACCION also hosts free workshops and events to teach business owners new skills in financing, social media marketing, and QuickBooks, and aids businesses throughout the Americas and Africa.
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